This is not a unique piece and the research is abundantly available. At certain times in life you are reminded of some simple concepts that parents, school, or experience first taught. Compound interest is one such idea that seems to work magic in investing - something that is a good reminder for individual, corporate, and institutional investors. I will admit that I too was recently reminded by some close college colleagues when embarking on a new investment opportunity. I also would like to touch briefly on the impact of fees especially if they are unjustified (emphasis on the unjustified), inflation and taxes. For individuals, even if you think you are not ready, you should know that the magic is more powerful the earlier you start saving at compound interest. I thought I would share some thoughts