About Us

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Our Company
The Maritime Financial Group provides an umbrella of specialized financial services that satisfy the diverse financial needs of existing and prospective Clients.

Maritime’s highly trained team of Financial Advisors and Team Members ensure that our Clients are guided to select the best solution for life’s circumstances, including individual and group life insurance, annuities, commercial and personal lines of general insurance, finance, trust and leasing services, and most recently retail services.

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Our Mission
We are committed to adding value to our Clients’ lives through a total service experience that delivers fully integrated innovative financial, retail, and property solutions.

We will provide dynamic leadership in the economic and social development of our communities and our nation.

We will secure the well being of our Team Members and Equity Providers by conducting our business in a profitable, professional, ethical, and caring manner.

Our Vision

Exceptional Service is Maritime’s business. We will be the premier Client-focused, Service-driven and Action-oriented Marketing Organization in the Caribbean.

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Our Directors

Meet The Board & Executive Management

Chief Executives

Andrew Ferguson
BSc., CPCU, ARe, FLMI, AFSB

Chief Executive Officer
Chairman – Maritime Life (Caribbean) Limited
Director – Maritime General Insurance Company Limited

Salahudeen Ali
FCCA, CA, CPA, CGA

Chief Financial Officer – The Maritime Financial Group

Varun Maharaj
CPA, CIM, MSC, LLB, LPC

Chief Executive Officer - Maritime Capital Limited

Directors

Donald Gibbon
MSC, FAPE, CENG, MICE, AISTRUCTE

Director – Maritime Life (Caribbean) Limited
Director – Maritime General Insurance Company Limited
Director – Fidelity Finance and Leasing Company Limited

Lakshmi Katwaroo
ACCA, MBA

Director - Maritime Life (Caribbean) Limited
Director - Maritime General Insurance Company Limited

Lesley Alfonso
MBA, BBA, FLMI

Director – Maritime Life (Caribbean) Limited

Lionel Seunarine
DIP, B.TECH, B.ED, M.ED

Director - Maritime Life (Caribbean)
Director - Limited, Maritime General Insurance Company Limited

Prakash Dhanrajh
BSC

Director - Fidelity Finance and Leasing Company Limited

Suresh Dutta
M.SC. DIP

Director – Maritime General Insurance Company Limited

General Managers

Baliram Sawh
ACII

General Manager – General Insurance Service

Mika Ella Tang

General Manager (Ag.) - Fidelity Finance and Leasing Company

Trevor Baddaloo

General Manager - Career Agency Development

Yasid Gilbert
BMATH(ACTSCI), GDIP (BUSMGMT)

General Manager - Long Term Insurance Operations

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HIGHLIGHTS OF OUR HISTORY
1961
Establishment of Maritime’s presence in T&T
961 marks the establishment of Maritime’s presence in the Trinidad and Tobago financial market. Maritime Life Assurance Company of Halifax (Canada) commences business through a Branch operation.
1961
1971
Maritime Life (Caribbean) Limited is incorporated as a local subsidiary
1971
1975
Maritime Life expands
Maritime Life expands and acquires Maritime Life Property Development Company Limited. Maritime Life Property Development Company Limited is subsequently renamed Keystone Property Developers Limited and undertakes large scale commercial property development
1975
1977
Maritime Life becomes the first foreign life insurance company to be locally controlled
Maritime Life becomes the first foreign life insurance company to be locally controlled, with 74.2% of the company’s shares owned by nationals.
1977
1978
Maritime INA is incorporated in partnership with the Insurance Company of North America
Maritime INA is formed as a joint partnership between Maritime Life and the Insurance Company of North America. Eventually, Maritime Life becomes the major shareholder of the company and the name is changed to Maritime General Insurance Company Limited. Maritime Life now owns 100% of Maritime General.
1978
1981
Maritime Residences Limited was formed
1981
1983
Maritime Life becomes a totally locally owned insurance company
1983 marks a very important year in the company’s life as Maritime Life Assurance Company sells the balance of its holding, passing total ownership into the hands of nationals of Trinidad and Tobago.
1983
1985
Maritime Leasing Company Limited is established
Maritime Leasing Company Limited, another subsidiary, is established to specialize in the financing and leasing of equipment to corporate citizens. The first payment of dividends to Maritime Life shareholders is made in this year.
1985
1988
The Maritime Financial Group is established
The Maritime Financial Group is established. This solidifies the direction in which the company has been moving over the years, and is in keeping with its corporate mission – to provide complete financial services to all spheres of the community on a sound and economically feasible basis.
1988
1989
Fidelity Finance and Leasing Company Limited becomes operational
Fidelity Finance and Leasing Company Limited, whose primary focus is lending and medium and long term investment planning, begins operating as a financial institution licensed under the Financial Institution Act 1979.
1989
1998
Nettletons Limited becomes operational
Nettletons Limited, a subsidiary handling the Group retail operations, trading as Food Giant Supermarket begins operations. The Maritime Centre in Barataria is opened and the Corporate Offices of the Group are relocated from Chancery Lane in Port of Spain.
1998
1999
Four new Branches open
1999 marks the establishment of the Chaguanas, Marabella, Tobago and San Fernando Financial Services Centres.
1999
1999
Establishment of Caribbean Microfinance Trinidad & Tobago Limited
Under Maritime Life, CMLTT was founded, offering short-term, unsecured loans exclusively through partner employers
1999
2005
Two new Branches open
North East and North West Financial Services Centres are established in the Maritime Centre.
2005
2008 to present
The South Regional Centre opens
The South Regional Centre on Cipero Street San Fernando opens, which houses the relocated San Fernando Service Centre and the Point Lisas Branch operations.
2008 to present
2012
Launch of Maritime Capital Limited
Maritime Capital, whose primary focus is wealth generation, begins operating as a registered Broker/Dealer under the Trinidad and Tobago Securities Exchange Commission
2012
2021
George Brown House opens
The new Service Centre opened its doors in Queens Park West, Port of Spain
2021
2021
Maritime expands to Arima
December 2021 marks the announcement of the Arima Service Centre opening at the Shops of Arima.
2021
2023
Maritime Life welcomes DFL
Maritime expands its doors by becoming majority shareholder of Development Finance Limited. DFL services include Merchant Banking, Brokerage, Deposits, Commercial Loans, and SMS Financing.
2023
2024
Food Giant Supermarket San Fernando
After 25 years of operating in Barataria, Nettletons Limited expands its supermarket operations to Scott Street, San Fernando
2024
The Maritime Financial Group | Insurance To Meet Your Every Need

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