Years of
Experience
Providing coverage when you need it the most.
Stay protected when life throws unexpected curveballs. From sudden illnesses to accidents, ensure you’re prepared and have access to the care you need without breaking the bank. Don’t let emergencies catch you off guard.
Medical coverage plans
ADmed
ADmed is your trusted companion for unexpected medical expenses, offering comprehensive coverage at an affordable price.
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Critical Illness Insurance
Critical Illness Life Insurance, or C-Life Insurance, is a term life insurance plan with added benefit of critical illness coverage.
What factors shape my major medical cost?
- Age: Younger individuals typically pay lower premiums since they're considered lower risk. Premiums tend to increase as you get older.
- Health: Your health status plays a significant role. Insurance companies assess factors like your medical history, current health, and lifestyle habits (such as smoking or excessive drinking) to determine risk.
- Coverage and Policy Type: More coverage and specific policies mean higher payments.
- Gender, Job, and Hobbies: Women pay less; risky jobs or hobbies mean higher costs.
- Family Medical History: Family history to certain illnesses can impact your premium.
Get the answers you're looking for.
No, ADmed is not considered health insurance. Health insurance takes care of everyday medical needs like doctor visits and prescriptions, while ADmed, a major medical coverage, steps in for significant expenses such as hospital stays and serious treatments in the event of an accident or emergency.
- Upon enrollment, you will receive an ADmed card.
- Regular payments are made to Maritime to maintain coverage.
- In the event of an accident or emergency, present your ADmed card at any of our listed accredited hospitals to receive immediate assistance
Most plans do require a medical exam and charge premiums based on the level of risk they assign to you. However, even if you are not in top health or have a serious health condition, there are still life insurance options available. This may come at a higher cost.
Yes, you can pay online with a credit card, but not over the counter.
The approved nursing homes listed on your ADmed card can access the system to check your available limit.
Yes, you can make an ADmed claim for surgeries done at government hospitals.
No, ADmed covers only the insured individual stated in the policy.
No, ADmed does not have a Cash Surrender Value.
ADmed covers major medical procedures, accidents, and emergencies at 24-hour hospital facilities, excluding regular GP visits, dental, and optics.
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