Get affordable and immediate access to private care in the event of an unexpected accident or emergency.
“It is the greatest plan I came across… I have used this plan and it worked for me”
Marcia
Flexible Coverage Plans Tailored to Your Needs
Immediate Access to 9 Leading Accredited Private Hospitals
Shorter Wait Times & Personalised Care
Low and Affordable Deductibles
Access to Concierge Services
Fixed Surgical Payments (Private & Public Hospitals)
Coverage for Critical Illnesses
Accident/Emergency Cases:
Visit any of our 9 accredited hospitals
Visit the Accident & Emergency Department at the hospital.
Present your ADmed card & valid picture ID.
ADmed will pay the first 48hrs expenses for accident/emergency cases up to the Client's maximum benefit available.
Deductable:
Deductable must be paid if indicated on the card before services.
Accident & Emergency Services Benefit: Covers medical expenses for the first 48 hours of an accident or emergency.
Surgical Benefit: Get paid for necessary surgeries, based on the type of surgery.
Hospital Diagnostics Benefit: Covers room and board, covered diagnostic tests (conditions apply), and other hospital services as a result of accidents, emergencies, or sickness on an approved Doctor’s recommendation at a hospital.
Dread Disease Acceleration Benefit: Get a lump sum when diagnosed with critical illnesses like heart attack, stroke, cancer, and more. Payable once.
Death Benefit: Payable to the beneficiary upon the death of the insured person.
Accident & Emergency
10,000-15,000
10,000 – 20,000
10,000 – 25,000
Hospital Diagnostics
10,000-15,000
10,000 – 20,000
10,000 – 25,000
Category A
Inguinal hernia repair, Cataract removal, Appendectomy, Tonsillectomy
7,000
10,000
14,000
Category B
Hip/Knee replacement, Hysterectomy, Mastectomy, Prostatectomy
12,000
19,000
25,000
Category C
Most lung operations, Open operations on spinal cord, Operations on pituitary or pineal glands, Removal of colon
35,000
50,000
70,000
Category D
Repair of pulmonary artery, Removal of brain tissue
85,000
130,000
175,000
Category E
Most open operations on heart including coronary artery by-pass, lung, liver, pancreas, heart or kidney transplant
175,000
260,000
350,000
Surgical 5 yr. Maximum
350,000
520,000
700,000
Fixed Lump Sum Amounts for Surgeries performed no matter how large or small the expenses of the operations
Yes
No
Medical Bills for Surgery required
Conditional
Yes
Co-insurance factor
No
Yes
Payment on Diagnosis of Dread Disease
Yes
No
Accumulation Benefit at the age of 70
Conditional
No
Pre-registration at ADmed Accredited Private Hospitals
Yes
No
24-Hour link with Admed Accredited Private Hospitals
Yes
No
Pre-Claim Advisory Service
Yes
No
No, ADmed is not considered health insurance. Health insurance takes care of everyday medical needs like doctor visits and prescriptions, while ADmed, a major medical coverage, steps in for significant expenses such as hospital stays and serious treatments in the event of an accident or emergency.
Yes, you can pay online with a credit card, but not over the counter.
The approved nursing homes listed on your ADmed card can access the system to check your available limit.
Yes, you can make an ADmed claim for surgeries done at government hospitals.
No, ADmed covers only the insured individual stated in the policy.
No, ADmed does not have a Cash Surrender Value.
ADmed covers major medical procedures, accidents, and emergencies at 24-hour hospital facilities, excluding regular GP visits, dental, and vision.
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