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Critical Illness Coverage

Critical Illness: C-Life


What is C-Life?

C-Life is a term life insurance plan with the added benefit of critical illness coverage.


C-Life’s features:

• Life Insurance coverage to age 70
• No cash accumulation
• Non-Convertible
• 100% Acceleration of Death Benefit Coverage to age 70 on diagnosis of a Critical Illness
• Available from age 20 to 65
• The United Health Care Global Card Benefits
• Can be sold stand-alone, or as a rider (can be added as a rider to all new or in-force permanent plans).
• Term riders can be added to this plan.

Supplementary Features

o Waiver of Premium
o Retrenchment Rider


What Critical Illnesses are covered?
• Cancer
• Heart Attack
• Stroke
• Coronary Artery Disease Requiring Surgery
• Renal Failure
• Paralysis/ Paraplegia
• Major Organ Transplant
• Multiple Sclerosis
• Heart Valve Replacement
• Terminal Illness
• Major Burns
• Coma

Why do I need C-Life?
• To relieve your loved ones from the physical and financial burden of any hospice or nursing care you may require during a critical illness
• To protect your income to age 70
• To provide a lump-sum of up to two million dollars to fund a critical illness .
• To liquidate some or all of your loans and indebtedness on death or on diagnosis of a critical illness
• To facilitate your easy access to emergency medical treatment while travelling abroad as well as other related benefits