Critical Illness Coverage - The Maritime Financial Group
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Critical Illness Coverage

Critical Illness: C-Life

What is C-Life?

C-Life is a term life insurance plan with the added benefit of critical illness coverage.

C-Life’s features:

• Get up to TT$7 million in coverage
• Bonus payment benefit up to TT$300,000 upon diagnosis of certain types of cancers
(this does not reduce your coverage)
• Life Insurance coverage to age 70
• No cash accumulation
• Non-Convertible
• 100% Acceleration of Death Benefit Coverage to age 70 on diagnosis of a Critical Illness
• Available from age 20 to 65
• The United Health Care Global Card Benefits
• Can be sold stand-alone, or as a rider (can be added as a rider to all new or in-force permanent plans).
• Term riders can be added to this plan.

What Critical Illnesses are covered?

• Alzheimer’s Disease (Dementia)
• Aortic Surgery
• Benign Brain Tumor
• Blindness
• Cancer (Life-threatening)
• Coma
• Coronary Artery Bypass Surgery
• Deafness
• Heart Attack
• Heart Valve Replacement
• Kidney Failure
• Loss of Limbs
• Loss of Speech
• Major Organ Failure on Waiting List
• Major Organ Transplant
• Motor Neuron Disease
• Multiple Sclerosis
• Paralysis
• Parkinson’s Disease
• Permanent Disability
• Severe Burns
• Stroke (Cerebrovascular Accident)

Why do I need C-Life?

• To relieve your loved ones from the physical and financial burden of any hospice or nursing care you may require during a critical illness
• To protect your income to age 70
• To provide a lump-sum of up to two million dollars to fund a critical illness .
• To liquidate some or all of your loans and indebtedness on death or on diagnosis of a critical illness
• To facilitate your easy access to emergency medical treatment while travelling abroad as well as other related benefits