Trinidad Health Insurance Solutions
Providing coverage when you need it most!
Our ADmed product was designed to finance unexpected major medical bills at an affordable price by providing a comprehensive package of benefits. The ADmed Card guarantees instant admittance to accredited private hospitals. ADmed Accredited Hospitals are able to check the system and verify the ADmed Cardholder’s available benefits.
The ADmed package includes the following benefits:
✔️ Surgical Benefit
This benefit will be paid whenever the insured undergoes a surgical operation that is medically necessary and appropriate, invasive and requires a surgical incision. A specific amount will be paid, depending on the type of surgery required.
✔️ Hospital Diagnostics Benefit
This benefit will be payable if the insured incurs expenses for room and board, diagnostic lab tests/X-rays, machine testing or hospital ancillary services at a hospital in respect of diagnostic services as a result of accident, emergency or sickness on a Doctor’s recommendation.
✔️ Accident & Emergency Services Benefit
This benefit is payable if you incur expenses at a hospital in respect of medical services required as a result of an accident or emergency. This benefit covers the first 48 hours of expenses, up to the benefit maximum.
✔️ Dread Disease Acceleration Benefit
This critical illness benefit is payable on diagnosis of a Heart Attack, Stroke, Cancer, Renal Failure, Paralysis, Multiple Sclerosis, Terminal Illness, Major Burns, Coma and Total and Permanent Disability. The benefit is only payable once.
✔️ Death Benefit
This benefit is payable on the death of the Life Insured.
Admed Concierge Service
Clients will be contacted by Admed Concierge as soon as a request for Surgery is received and they will also make periodic visits to Clients at the hospital after a procedure is complete.