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Women are Safer Drivers… So How Do They Get Better Auto Insurance?
We’ve all heard jokes about women being bad drivers. The stereotype has remained incredibly pervasive over the years, despite abundant evidence pointing to the fact that women are actually safer drivers than men. Today, we want to combat the myth of the bad woman driver and help female drivers to get the best possible auto insurance.
Part I: The Safest Drivers are Female
According to the Insurance Institute for Highway Safety (IIHS) men are “more likely to engage in risky driving practices, including not using seat belts, driving while impaired by alcohol, and speeding.” Contrastingly, women are more likely to obey the rules of the road. Considering these facts, it’s no surprise that male drivers are more likely to be involved in fatal car crashes and are more likely to be involved in road collisions that seriously injure or kill pedestrians.
Part II: Female Drivers Deserve Rewards
Now, we know that your gender isn’t the only factor in determining how safe of a driver you are. But, if women have a much better track record on the road, shouldn’t insurance companies reward that? If you’re a careful female driver, consider whether you’re getting the best deal from your insurance company. At Maritime, we offer a Female Insured Discount which gives women drivers 20% off their insurance. You also get a protected No Claim Discount so that you can derive maximum cost savings.
Part III: Your Insurance Should Give You the Best Benefits
Car insurance isn’t just for when you get into an accident. Many people may be concerned about their safety, but women are a particularly vulnerable group in our society. What if your car breaks down in a dangerous area? If your insurance includes twenty-four hour roadside assistance, no matter the time, you can have rapid support. Other benefits such as twenty-four hour towing services, battery boosting, emergency gas supply, and flat tyre change and repair can also come in handy. And, just knowing that you have such benefits will give you a sense of comfort on the road.
Part IV: The Next Steps for Female Drivers
It can be easy to renew your insurance every year without determining whether you’re getting the best coverage. And we get it, you’re very busy! But, now it’s time for female drivers to interrogate your motor insurance. This blog post isn’t just for women either. Male readers can help the women they love – their wives, their mothers, their daughters –get the most out of their car insurance.
If you’re not happy with your coverage, you can contact your insurance provider to request an upgrade. Or, you can shop around. The best insurance companies will allow you to customize your plan to suit your individual needs. Remember, you don’t have to make this decision alone. Talk to your friends and family to find out if they’re happy with their insurance provider and if they receive any special benefits. A financial advisor can also help you to find auto insurance that will reward your careful driving by saving you money, keeping you safe, and giving you a sense of peace on the road.